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באמצעות איחוד הלוואות ניתן להמיר חובות יקרים קצרי טווח להלוואה אחת ארוכת טווח עם ריבית עדיפה, ובכך להקטין לחץ חודשי ולייצר יציבות כלכלית.
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<p>가족카드 발급 손님을 중·고등학생까지 확대하며 소액 결제에 한정해 활용 가능되도록 해 금융거래의 편의성을 제고하고 신용카드 양도·대여 관행을 회복할 것으로 보이고 중·중학생이 건강한 금융거래와 소비지출 습관을 형성할 수 있을 것으로 보여진다.</p>