Small businesses can shop off-exchange through a broker, directly with...

https://www.inter-bookmarks.win/small-businesses-can-shop-for-health-insurance-off-exchange-by-working-with-a

Small businesses can shop off-exchange through a broker, directly with carriers, or by comparing small-group plans. Before choosing, check whether employees’ doctors and hospitals are in-network; a low premium won’t help if their care is out of reach.