How Your Credit Score Affects VA Loan Approval

https://juliet-wiki.win/index.php/How_Your_Credit_Score_Affects_VA_Loan_Approval

Your credit score isn't the only factor lenders look at for a VA loan, but it plays a big role in determining your interest rate and the overall ease of approval. While the VA itself doesn't set a minimum score, most lenders prefer a 620 or higher, especially in competitive markets. A lower score might mean higher rates or a bigger down payment request, though many still get approved with some financial blemishes. It's worth checking your report beforehand and addressing any glaring issues, sin…