fee-only financial advisor 2

https://extra-wiki.win/index.php/Why_a_Certified_Financial_Planner_Can_Make_the_Difference_in_Your_Financial_Life

A fee-only financial advisor charges clients directly for their advice and planning services, not through commissions from selling investment products. This setup can reduce conflicts of interest, because the advisor's recommendations aren't influenced by kickbacks from insurance companies or fund managers. It's like paying a flat fee or hourly rate for an objective financial checkup, where the advisor's incentive is solely to help you meet your goals.