credit report balance error

https://readharvesty.com/s/sDkvfXxJA4bShic9fHA71

I checked my credit report and noticed the balance on my old car loan was listed as $5,000 more than what I actually owe. This error dropped my score by 30 points for no reason. I had to dispute it with the credit bureau and send my payoff letter as proof. It's annoying because mistakes like this can cost you higher interest rates when you need a loan.